Child Support Enforcement of NWA– 122 North Bloomington, Suite A, Lowell. (479) 770-5443.

Credit Counseling of Arkansas (CCOA)-Free and confidential counseling to help you manage finances, arrange payments with creditors, and to develop a savings plan to meet your financial goals. Also free educational programs. Mon-Thurs. 8am-5:30pm, Fri. 8-Noon, evening appointments available. 1111 E. Zion Rd. Fayetteville. (479) 521-8877 or 1(800) 889-4916. www.ccoacares.com

Fund My Future– Financial resources to address critical career needs in Arkansas. Free. 1(800)443-6030 or www.fundmyfuture.info

Individual Development Account (IDA)- Sets up savings account where every $1 you deposit is matched by $3. Accounts can be used for: buying or improving a home, capitalizing a small business, or post high school education. Must live in Benton, Carroll, Madison, or Washington counties. Must have a child under 18 in your household. Must meet income guidelines. Sponsored by Economic Opportunity Agency of Washington County. Mon-Fri 8am-4:30pm. 614 E. Emma, Suite M40

Legal Aid of Arkansas– Free civil legal services. Must be within 125% of Federal poverty limits. Mon-Fri 8:30am-4:30pm. 1905 E. Mission Blvd., Ste. 6 , Fayetteville.(479)442-0600 or(800)952-9243. Helpline hours Mon-Thurs 9am-11am, 1pm-3pm.  www.arlegalservices.org

UA Legal Clinic– Advice/representation for civil legal problems provided by upper level law students. Must meet income guidelines. Mon-Thurs. 8am-5pm Fri. 8am-4:30pm. 1045 West Maple St., Fayetteville. (479) 575-3056.  www.uacted.uark.edu/legalesource/resources.html